ValChoice, an independent data analytics company focused on the U.S. insurance industry, is offering our patrons unlimited access to online calculators, insurance company ratings, tutorials and “how-to” videos, worksheets, and other tools designed to help users understand how insurance—such as car and home insurance—is priced, and how to decide on policies based on their age, deductibles, coverage limits, and other factors.
This Illinois car insurance estimator lets you calculate auto insurance costs customized to your age, location, driving record, vehicle, etc. Your personal information is only used to calculate insurance price.
Use this Illinois home insurance calculator to estimate home insurance costs based on home replacement value and location. Your personal information is only used to calculate insurance price.
Educational videos that can guide you on how to use these calculators can be located here.
From the Consumer Financial Protection Bureau (CFPB)
Learning about your rights can help to prevent problems and avoid scams during this stressful time. If you have outstanding debts, you can use the When debt collectors call tool from our Your Money, Your Goals financial empowerment toolkit to be prepared to respond to debt collectors.
The tool will help you to:
- Take action to verify whether the claim is valid
- Know how to dispute the claim if you do not owe the debt
- Know what to do next if you do owe the debt
This information can also help you be prepared to avoid scammers who may pose as debt collectors to get you to pay on debts that you don’t owe.
If you made accommodations with your lenders or creditors due to financial hardships related to coronavirus, follow these steps from the Consumer Financial Protection Bureau (CFPB) to ensure that your credit reports and scores are not negatively impacted. On this page you’ll also find helpful info relating to mortgage relief options, student loans and avoiding scams!
Money Smart week, originally scheduled for April 4-11 this year, was canceled like almost everything else due to the COVID-19 precautions. Financial literacy doesn’t stop being relevant, however, and so in an expanded celebration of Financial Literacy Month all April, the good folks behind MSW have created useful, educational, and insightful webinars on various topics. Each topic is uniquely relevant to our current environment and is pre-recorded so you can view them when it is most convenient for you! Just click on the links below:
-Take Control of Your Finances
-Inside America’s “Financial Diaries”
-Money and Budgeting for Kids!
-Medigap Insurance: How to Pick the Right Plan
Another canceled MSW program that will give you insights into which plan is right for you and how to use the tools available at MPPL to access related information.