The Consumer Financial Protection Bureau (CFPB) has created a great resource for homeowners and renters who may be facing a housing crisis due to COVID-19. Get information on mortgage and forbearance, protection for renters and more by VISITING THEIR WEBSITE HERE.
News from the Reference Desk Category: Home & Housing
Income-eligible suburban Cook County residents who have struggled to pay their rent during the pandemic can apply for a lottery rental assistance program. Money for this program will come from the federal CARES Act funds. These funds will be administered by the Housing Authority of Cook County. The application period for the lottery opens on Monday, August 10 and closes on August 18. Up to $4500 will be paid to a landlord for an eligible household selected in the lottery. Funding will be available to suburban renters with household incomes under 80 percent of the area median income Residents can review their eligibility and apply for assistance here.
If you made accommodations with your lenders or creditors due to financial hardships related to coronavirus, follow these steps from the Consumer Financial Protection Bureau (CFPB) to ensure that your credit reports and scores are not negatively impacted. On this page you’ll also find helpful info relating to mortgage relief options, student loans and avoiding scams!
Community Development Block Grant (CDBG) Program
Each year, the Village of Mount Prospect receives an allocation of Community Development Block Grant (CDBG) funds from the U.S. Department of Housing and Urban Development (HUD). CDBG funds are intended to create viable communities by providing decent housing, a suitable living environment and expanded economic opportunities for low- and moderate-income residents.
The Village has two CDBG documents available for a public review period from June 29 – July 6, 2020. Hard copies of the plans are available in the Community Development Department, on the 2nd floor of Village Hall, and virtually through the links below. Comments may be submitted to the Community Development Department by phone at (847) 818-5328 or by email to email@example.com.
The Consolidated Plan is a comprehensive five-year planning document that identifies the overall housing and community development needs of the village, outlines available programs and resources, and establishes a strategy for prioritizing and addressing these needs. The goals of the Consolidated Plan are to provide decent housing, a suitable living environment, and expanded economic opportunities to benefit low and moderate-income residents. The 2020 Action Plan includes the projects and the funding allocations for the program year running from October 1, 2020 through September 30, 2021.
On April 2, 2020, the Village of Mount Prospect was notified that it will receive a special allocation of Community Development Block Grant funds (CDBG-CV) to be used to prevent, prepare for, and respond to the Coronavirus. This special allocation was authorized by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) signed into law on March 27, 2020. These funds are available for use during Program Year (PY) 2019 and 2020 and must be expended by September 30, 2022. To obtain CDBG-CV funding for PY 2019, the Village must submit Substantial Amendments to HUD for both the 2015-2019 Consolidated Plan and the 2019 Action Plan.
For more information on the CDBG program, please visit the Village’s CDBG webpage.
Almost every day new books arrive at the Library to be processed and then placed on the shelf or in your hands. Take a look at some of the books that have arrived most recently at the Library. Ask for more titles at the Research Services Desk!
New in Food
Rice. Noodles. Yum.: Everyone’s Favorite Southeast Asian Dishes by Abigail Sotto Raines, Creator of Manila Spoon
New in House Plants
Plant Parenting: Easy Ways to Make More Houseplants, Vegetables, and Flowers by Leslie F. Halleck
How to Make a Plant Love You: Cultivate Green Space in your Home and Heart by Summer Rayne Oakes
Wild at Home: How to Style and Care for Beautiful Plants by Hilton Carter
New in Better Living
Dare to Matter: Your Path to Making a Difference Now by Jordan Kassalow and Jennifer Krause
How To: Absurd Scientific Advice for Common Real-World Problems by Randall Munroe
New in Games
100 Best Solitaire Games: Featuring 100 Classic, New, Challenging, & Just Plain Fun Solitaires by Sloane Lee & Gabriel Packard